Why finance
A brighter home without the big up-front check.
Options in minutes
A short online form gives you real offers fast — no paperwork, no office visit, no waiting days for an answer.
No credit score impact
Checking your pre-qualified options is a soft pull. Look at the numbers first, decide later.
Flexible monthly terms
Choose the term and payment that fits your budget instead of paying for the whole project up front.
Covers the full project
Lights, track, controllers, labor, and add-ons — finance the complete installation, not just the hardware.
How it works
Three steps from curious to lit.
Pre-qualify online
Fill out the secure Acorn Finance form. It takes about two minutes and won't affect your credit score.
Compare your offers
See personalized monthly payment options from Acorn's lending network and pick the one you like.
We install
Once you're approved, we lock in your install date and get your home lit — you pay monthly from there.
What's covered
Finance any lighting project we install.
Whether it's a full permanent LED system that runs year-round or a seasonal holiday display, financing applies to the whole job — product, design, and professional installation by our crew.
- Jellyfish permanent LED lighting
- Govee permanent lighting (Standard & Pro)
- Traditional holiday lighting installs
- Landscape & path lighting
- Patio, Saber, and Music Box add-ons
- Design, professional install, and labor
Financing questions, answered.
Will checking my options hurt my credit?
No. Pre-qualifying through Acorn Finance uses a soft credit inquiry, which does not affect your credit score. A hard inquiry only happens if you choose to move forward with a specific lender.
What terms are available?
Terms and rates vary based on your credit profile and the project amount. Acorn's network of lenders typically offers a range of monthly payment terms so you can pick what fits.
Who is Acorn Finance?
Acorn Finance is a financing marketplace that connects homeowners with vetted lending partners for home improvement projects. We partner with them so you can compare multiple offers in one place.
Can I pay it off early?
Most of Acorn's lending partners allow early payoff with no prepayment penalty. The exact terms are shown with each offer before you accept it.
See your options in about two minutes.
Pre-qualify through Acorn Finance and come back with a monthly payment you're comfortable with. We'll handle the rest.
Financing AvailableFinancing is provided through Acorn Finance and its network of lending partners. Hamilton Home Accents is not a lender. All rates, terms, and approvals are determined by the lending partner and are subject to credit approval.
Ready to transform your home's look?
Tell us about your project. We'll follow up within one business day with ideas, timing, and a free quote.